Golf Cart Financing 101

Financing a golf cart makes it easy to get the cart you want without paying the full amount upfront. Here's everything you need to know.

Typical Financing Terms

• APR Range: 3.9% - 18% depending on credit
• Term Lengths: 24, 36, 48, 60, or 72 months
• Down Payment: 10-20% recommended
• Credit Score: 600+ for best rates

What Affects Your Rate?

Your interest rate depends on:

• Credit score (higher = lower rate)
• Loan term (shorter = lower rate)
• Down payment amount
• New vs used cart

Getting Pre-Approved

Pre-approval is fast and doesn't hurt your credit. You'll need:

• Proof of income (pay stubs or tax returns)
• Government ID
• Social Security Number

Ready to finance? Browse our inventory →